L-O-A-N that's how you spell Loan!

Now you know, I have student loans, just like almost the rest of everyone else who is a US citizen and went to a university. It wasn't that much to begin with (less than $10,000), so that's a pretty awesome thing. Since I'm a teacher, I have the summer off. (I have from May 25-July 29 off, actually.) 2 months. I'd really love to take those two months to play and relax, because I know I could use it. However, Tommy is going to be working, and since we don't have any children, I really wouldn't have too much to occupy my time. I do get bored easily at times, and I don't have a lot of money to buy things to make crafts all day...

The other day I got to thinking and started to wonder, "What if I got a job on campus for those two months?" So I asked Tommy today, and my thought went even farther to, "I could use all of that extra money  from working an extra job to go straight to pay off my student loan, plus the money from my regular paycheck." Tommy agrees. We both want to be able to start actually saving money as soon as possible. Money goes in, and it goes out even faster, it seems like. As we were discussing things, we determined that if everything went according to that plan, then I can have my loan paid off by October! (Or maybe even before October!)

So, even though I don't actually want to spend my 2 months "off" working, I would love to pay off my student loan as fast as possible. The government wants me to pay it off in 10 years, according to their payoff plan. I think they just want extra money! I pay roughly 5 times the payment amount I'm required per month, so I'm on the 2 year track as of now, which is also not too bad. But paying it off by October does sound like a dream! (A dream that I can definitely handle!!!) 

Because I'm tired of paying extra money. And I want to save money. And we don't have a car yet, although we're trying to discuss that and figure that out. But riding the bus is very economical, as well as very environmentally friendly. Although it does take a very long time. We'll see. I'm just very hopeful about this. 

Or perhaps idealistic. 

I'm just tired of paying bills I don't want to pay!!!!!!!!!!!!!!!!!!!!!! So, I want to get rid of one that stares me down each time I get paid. Goodbye to you, is my take.

I know this is a boring post. I'm sorry.